If you are having a baby it is most likely that you are using baby wipes very often. Actually there is no parents that don’t use them because they are very practical. In fact these baby wipes are used for cleaning the hands, toys, face, etc, but different research studies suggest that they are not as safe as we tend to believe.
Doctors actually urge us to stop using them because we are exposing the children to risks of doing harm on their skin. According to NBC news, baby wipes contain dangerous component such as methylisothiazolinone which often irritates the skin and causes rashes.
Also, Dr. Mary Wu Chang from University of Connecticut, investigated the causes of the use of baby wipes over the skin, and she found that actually they are in fact causing skin problems.Click below for watching video
There was one case which involved 8-year old girl that had skin rashes all over the buttocks and mouth which later on was found it was caused by the use of baby wipes.
Also there is another report which involved older Belgian man who had allergic and chemical reaction to the compound that is found in baby wipes, the methylisothiazolinone. This reaction was definitely caused by the use of baby wipes. After the tests of allergic reactions, the results were positive and stopped using them.
There were also other kids that had allergic reaction to the chemical that is found in baby wipes. According to Dr. Ellen Frankel, a dermatologist says:
“I always tell parents do not under any circumstances use diaper wipes. They have a great deal of chemicals in there, and can aggravate skin that’s already damaged sitting in urine, or feces, or being in a diaper that’s just got an inclusive surface on it.”
Due to these reasons you should always check the ingredients that are consistent in the wipes, and if you notice they contain methylisothiazolinone you shouldn’t use them. Here is a video with more details:
- Understand your alternatives to buying individual health insurance
The cheapest purchase you’ll ever make is the one you don’t make. It’s entirely possible that you don’t have to buy individual health insurance at all. Depending on which state you live in and what your income is, you might qualify for Medicaid. You can contact your nearest Medicaid office, or go to Healthcare.gov to determine if you’re eligible (see step three below for the latter route).
If you have children, there are a couple of avenues to explore. First, many states have expanded coverage for children through the Children’s Health Insurance Program (CHIP). To find out if your kids qualify for CHIP, go to the Medicaid CHIP website and answer the questions under “Can I Get It?”.
Second, check to see if your children might be eligible under their other parent’s coverage. Even if you’re divorced, if your former spouse has employer-provided health insurance, your children could possibly be included under their coverage.
- Know what you need and can afford
Assuming that step one doesn’t apply to you, the most important step in finding cheap health insurance is to determine exactly what you need in terms of coverage and what you can afford. If you buy more coverage than you need, you’ll spend more than you need to. And as to knowing what you can afford, you can’t spend money that you don’t have.
Under the Affordable Care Act, every individual health insurance plan must cover 10 essential health benefits. These benefits are:
- Outpatient care (doesn’t require admission to a hospital)
- Emergency room visits
- Inpatient care in a hospital
- Care before and after your baby is born
- Mental health and substance use disorder services
- Prescription drugs
- Services/devices to help you recover from an injury or deal with a disability or chronic condition (including physical and occupational therapy)
- Lab tests
- Preventive services
- Dental care and vision care for kids
While that might seem like a pretty comprehensive list, different health insurers can vary on exactly how they cover these benefits. Think through any specific needs you might have.
- Go to Healthcare.gov
Perhaps the easiest step of all is to go to the Healthcare.gov websiteand complete an application. It’s easy, that is, if you’re doing so during an open enrollment period (the next one starts on Nov. 1) or if you have a qualifying life change. These life changes include getting married, having a baby, or losing other coverage. The website, by the way, will help you find out if you have had a life change that qualifies.